Is Plaid down right now?

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Is Plaid down?

No — Plaid is operational right now.

Financial account aggregation API

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Operationalchecked 2h ago

90-day uptime

daily rollup · CSV

90d ago96.77%Today

Solid bars: checked by APIStatus.watch every 5 minutes since Sep 7, 2026. Faded bars: reported on Plaid's official status page.

View Plaid's full outage history →

Plaid reliability report

96.77%

uptime · 90d

incident days · 90d

days since incident

828ms

avg response · 24h

Over the last 90 days, Plaid recorded 96.77% average uptime with 12 days affected by degraded performance or outages. The most recent incident was on Nov 4, 2026 (2 days ago). Plaid's status endpoint responded in about 828 ms on average over the past 24 hours.

Plaid incident history

from Plaid's status page

Plaid reported 10 incidents since Aug 8, 2026, the most recent on Nov 4, 2026. A typical incident lasted 1h 34m.

MajorTransfer RTP Requests are Temporarily Disabled for Some Customers
Nov 4, 2026 · lasted 1h 9m
MajorService Disruption Impacting Wells Fargo connections
Oct 26, 2026 · lasted 12h 25m
MajorService Disruption Impacting Chase connections
Oct 22, 2026 · lasted 18 min
MajorService Disruption Impacting Chase connections
Oct 21, 2026 · lasted 1h 19m
MinorDelayed Transactions Update Webhooks
Oct 13, 2026 · resolved
MajorService Disruption Impacting Chase connections
Oct 11, 2026 · lasted 44 min
MajorService Disruption Impacting Bank of America connections
Sep 26, 2026 · lasted 1h 34m
MinorElevated Item add errors
Sep 15, 2026 · lasted 2h 13m
MinorElevated API errors
Aug 24, 2026 · lasted 15h 37m
MinorService Disruption Impacting Navy Federal Credit Union connections
Aug 16, 2026 · lasted 3h 38m

Response time

last 24h

Recent incidents

last 30 days · full history · RSS · CSV

→Operational
Nov 4, 2026 · 1d ago
→Partial Outage
Nov 4, 2026 · 2d ago
→Operational
Nov 1, 2026 · 5d ago
→Degraded
Nov 1, 2026 · 5d ago
→Operational
Oct 26, 2026 · 11d ago
→Partial Outage
Oct 26, 2026 · 11d ago
→Operational
Oct 22, 2026 · 15d ago
→Partial Outage
Oct 22, 2026 · 15d ago
→Operational
Oct 21, 2026 · 16d ago
→Partial Outage
Oct 21, 2026 · 16d ago
→Operational
Oct 11, 2026 · 26d ago
→Partial Outage
Oct 11, 2026 · 26d ago

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